A mandatory shelter-in-place means less driving around and using gas.
It means paying for less curricular activities for the kids, like sports and piano lessons.
It means less eating out.
We’ve only been shelter-in-place for two weeks now, but our family’s discretionary expenses project to be around 25% less for this month compared to the previous one. That’s pretty big.
That’s also pretty useful, considering we’re currently experiencing a huge economic downturn. Increased cash reserves will help us weather the storm.